Smile Critical Ultima Care (SECURE)
MSIG Life Insurance Indonesia
Last seen
Oct 2, 2026
Currency
IDR
AI-extracted product content. Review before use.
Overview
Company siteResearch context
Full product profile
Sign in to see the full product profile
Rate tables, benefits, key facts, line-specific details, cash value, riders, and competitor context — extracted from official RIPLAY filings.
Product table
No RIPLAY product table has been captured yet.
Benefits
Death Benefit
100% UP atau sisa UP yang masih dapat dibayarkan, mana yang lebih kecil
Maturity Benefit
100% UP dibayarkan jika Tertanggung masih hidup hingga akhir Masa Asuransi
Cash Value Benefit
Nilai Tunai tersedia setelah tahun Polis ke-2
Minor Ci Benefit
50% UP, maksimal Rp1.500.000.000 per Tertanggung, 1x selama Masa Asuransi; hanya dapat dibayarkan apabila Manfaat Intermediate belum pernah dibayarkan
Angioplasty Benefit
25% UP, maksimal Rp250.000.000 per Tertanggung, 1x selama Masa Asuransi
Cancer Health Check Benefit
UP < Rp500 juta: Rp0; Rp500 juta ≤ UP < Rp1 miliar: Rp2.500.000; ≥ Rp1 miliar: Rp5.000.000; tersedia mulai tahun Polis ke-6; 1x selama Masa Asuransi; reimbursement
Key facts
pageContent
{ "extraction Status": "success", "extraction Failure Reason": null, "currency": "IDR", "insured Object": "Jiwa Tertanggung", "coverage Period": "Sampai Tertanggung berusia 60/75 tahun (tergantung usia masuk)", "sum Insured Description": "Minimum Rp150.000.000; ditentukan berdasarkan usia masuk, jenis kelamin, plan, UP, dan Masa Asuransi", "premium Formula": null, "pricing Tier": "budget", "premium Range": "Rp42.937.000 per tahun (contoh: UP Rp500 juta, Comprehensive, 5-tahun)", "target Segment": "individu retail", "distribution Channels": [ "agency" ], "launched At": null, "details": { "product Type": "critical Illness", "product Name Official": "Asuransi Jiwa Smile Critical Ultima Care (SECURE)", "product Category Official": "Asuransi Dwiguna", "plan Options": [ "Basic", "Comprehensive" ], "basic Plan Coverage": [ "Penyakit Kritis Major", "Tindakan Bedah Angioplasti", "Meninggal Dunia", "Pemeriksaan Kesehatan Terkait Kanker", "Akhir Polis" ], "comprehensive Plan Coverage": [ "Penyakit Kritis Major", "Penyakit Kritis Intermediate", "Penyakit Kritis Minor", "Tindakan Bedah Angioplasti", "Meninggal Dunia", "Pemeriksaan Kesehatan Terkait Kanker", "Akhir Polis" ], "major Ci Conditions Count": 76, "intermediate Ci Conditions Count": 14, "minor Ci Conditions Count": 59, "major Ci Benefit": "100% UP dikurangi Manfaat Angioplasti, Intermediate CI, Minor CI, dan Pemeriksaan Kanker yang pernah dibayarkan", "intermediate Ci Benefit": "100% UP, maksimal Rp3.000.000.000 per Tertanggung, 1x selama Masa Asuransi; mengurangi UP"
grace period
30 hari kalender
claim deadline
90 hari kalender sejak Diagnosis/meninggal dunia
waiting period
90 hari kalender (kecuali Kecelakaan)
min sum insured
Rp150.000.000
free look period
14 hari kalender
entry age insured
1 bulan - 60 tahun
premium frequency
Tahunan, Semesteran, Triwulanan, Bulanan
premium term options
5 tahun, 10 tahun
claim payment deadline
30 hari setelah klaim disetujui
coverage period detail
Usia masuk 1 bln-50 thn: sampai usia 60/75 thn; Usia masuk 51-60 thn: sampai usia 75 thn (5-tahun); Usia masuk 1 bln-45 thn: sampai usia 60/75 thn; Usia masuk 46-55 thn: sampai usia 75 thn (10-tahun)
entry age policyholder
18 - 75 tahun
Riders
No riders or add-ons were parsed for this product.
Competitor context
Cristal Prime
Sequis System and Organ Function Insurance (SOFI) Critical Infinity
Critical Illness insurance FWD Multiple Protection | FWD Indonesia
Miultimate Critical Care Dbs
MiUltimate Critical Care
Proteksi Prima Kritis Andalan
Miearly Critical Protection Dbs
Asuransi Sequis Critical Care Plus