Lifeactive

Asuransi Millenium Gold Plus (USD)

Sequis Life

Last seen

Jun 8, 2026

Currency

USD

AI-extracted product content. Review before use.

Overview

Company site

Company

Sequis Life

Currency

USD

Insured object

life of insured person

Coverage period

9 years

Sum insured

350% of annual premium

Research context

Pricing tier

premium

Premium range

Minimum USD5,000.00 per year

Target segment

individuals aged 1 month - 65 years

Distribution

Agency

Full product profile

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Rate tables, benefits, key facts, line-specific details, cash value, riders, and competitor context — extracted from official RIPLAY filings.

Product tables

Policy timeline and benefit illustration

policy_year	event	benefit
1-3	MPP 3 tahun	Premium payment period
1-2	Death (accidental)	100% Uang Pertanggungan
1-2	Death (non-accidental)	100% premium refund
3-Departure from the original paragraph	Death (any cause)	100% Uang Pertanggungan
7	Survival benefit	116% of paid premiums

Example: Bapak Adi age 30

premium	sum_assured	death_benefit_accidental	death_benefit_non_accidental	survival_benefit
USD10,000.00 annual	USD35,000.00	USD35,000.00	USD10,000.00	USD34,800.00

Benefits

Death Benefit

100% Uang Pertanggungan for death after 2 years, 100% premium refund for non-accidental death within first 2 years

Survival Benefit

116% of paid premiums paid 2 years before coverage ends

Key facts

grace period

30 calendar days

premium term

3 years

product type

endowment

underwriting

Simplified Underwriting for Non-Medical: maximum UP USD350,000 (age 1 month - 50 years), USD175,000 (age 51 - 65 years)

claim deadline

30 calendar days after claim approval

free look period

14 calendar days

is participating

entry age insured

1 month - 65 years

premium frequency

annual

sum assured range

USD35,000.00 (based on USD10,000 annual premium example)

available currencies

USD

coverage period detail

9 years insurance period, 3 year premium payment period

entry age policyholder

18 years

Cash value

Has cash value

Yes

Cash value type

surrender_value

Description

Nilai Tunai based on actuarial calculation, maximum 80% loan available

Riders

No riders or add-ons were parsed for this product.

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