Healthactive

Allisya Care

Allianz Life Indonesia

Last seen

Jun 7, 2026

Currency

IDR

AI-extracted product content. Review before use.

Overview

Company site

Company

Allianz Life Indonesia

Currency

IDR

Insured object

Health (individual sharia health insurance covering inpatient, outpatient, dental, maternity, and daily allowance)

Coverage period

Annual, renewable up to age 70 (maternity up to age 46)

Sum insured

Benefit limits in '000 IDR per plan (A through H), structured per-manfaat limits for inpatient, outpatient, dental, maternity, and daily allowance

Research context

Pricing tier

standard

Target segment

Individual families (core family: insured, spouse, children)

Distribution

Agency

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Rate tables, benefits, key facts, line-specific details, cash value, riders, and competitor context — extracted from official RIPLAY filings.

Product tables

Rawat Inap (Inpatient Benefits)

Manfaat	Maksimum Limit	Plan A	Plan B	Plan C	Plan D	Plan E	Plan F	Plan G	Plan H
Biaya Kamar	Per hari, maks 180 hari/tahun	100	150	200	350	500	600	750	1.000
Biaya Kamar ICU	Per hari, maks 15 hari/tahun	300	350	400	550	700	800	1.000	1.300
Kunjungan Dokter yang Merawat	Per hari, maks 180 hari/tahun	50	62,5	75	112,5	150	175	215	300
Konsultasi Dokter Spesialis	Per hari, maks 180 hari/tahun	75	87,5	100	137,5	175	200	250	350
Biaya Pembedahan - Kompleks	Maks per periode rawat inap	18.000	26.000	34.000	58.000	82.000	98.000	120.000	160.000
Biaya Pembedahan - Besar	Maks per periode rawat inap	11.700	16.900	22.100	37.700	53.300	63.700	78.000	104.000
Biaya Pembedahan - Sedang	Maks per periode rawat inap	8.100	11.700	15.300	26.100	36.900	44.100	54.000	72.000
Biaya Pembedahan - Kecil	Maks per periode rawat inap	4.500	6.500	8.500	14.500	20.500	24.500	30.000	40.000
Biaya Lain-lain Rawat Inap	Per periode rawat inap	2.500	3.250	4.000	6.250	8.500	10.000	12.500	16.000
Sebelum dan Sesudah Rawat Inap	30 hari sebelum & 30 hari sesudah	400	600	800	1.400	2.000	2.400	3.000	4.000
Perawat Pribadi di Rumah	Per hari, maks 180 hari/tahun	50	75	100	175	250	300	375	500
Ambulans	Per periode rawat inap	150	175	200	275	350	400	500	650
Rawat Jalan dan Rawat Gigi Darurat Karena Kecelakaan	Per kejadian & dalam 14 hari	1.000	1.500	2.000	3.500	5.000	6.000	7.500	10.000
Santunan Kematian	-	2.000	2.500	3.000	4.500	6.000	7.000	8.500	11.500

Rawat Jalan (Outpatient Benefits)

Manfaat	Maksimum Limit	Plan A	Plan B	Plan C	Plan D	Plan E	Plan F	Plan G	Plan H
Konsultasi Dokter Umum	Per kunjungan, maks 30 kunjungan/tahun	25	37,5	50	75	85	90	100	125
Konsultasi Dokter Spesialis	Per kunjungan, maks 10 kunjungan/tahun	75	100	125	150	175	200	225	250
Obat-obatan	Per tahun	1.200	1.600	2.000	3.000	4.000	5.000	6.000	7.500
Pemeriksaan Diagnostik	Per tahun	600	850	1.100	1.500	1.750	2.000	2.500	3.000
Fisioterapi	Per kunjungan, maks 10 kunjungan/tahun	25	37,5	50	75	85	90	100	125

Kehamilan & Persalinan (Maternity Benefits)

Manfaat	Maksimum Limit	Plan A	Plan B	Plan C	Plan D	Plan E	Plan F	Plan G	Plan H
Melahirkan Normal/Abnormal	Per kehamilan	1.000	1.500	2.000	3.500	5.000	6.000	7.500	10.000
Tambahan Melahirkan Abnormal	-	500	750	1.000	1.750	2.500	3.000	3.750	5.000
Melahirkan dengan Pembedahan	-	2.000	3.000	4.000	7.000	10.000	12.000	15.000	20.000
Keguguran yang Legal	-	500	750	1.000	1.750	2.500	3.000	3.750	5.000
Sebelum dan Sesudah Melahirkan	Per tahun	500	750	1.000	1.750	2.500	3.000	3.750	5.000

Rawat Gigi (Dental Benefits)

Manfaat	Maksimum Limit	Plan A	Plan B	Plan C	Plan D	Plan E	Plan F	Plan G	Plan H
Pencegahan	2 kunjungan/tahun	25	37,5	50	87,5	125	150	185	250
Perawatan Gigi Dasar	-	450	550	650	950	1.250	1.450	3.375	4.500
Perawatan Gigi Kompleks	Per tahun	500	625	750	1.125	1.500	1.750	3.750	5.000
Gigi Palsu	-	500	625	750	1.125	1.500	1.750	3.750	5.000

Santunan Harian (Daily Allowance)

Manfaat	Maksimum Limit	Plan A	Plan B	Plan C	Plan D	Plan E	Plan F	Plan G	Plan H
Santunan Harian	Per hari, maks 180 hari/tahun	100	150	200	350	500	600	750	1.000

Benefits

Death Benefit

Santunan Kematian per plan

Key facts

akad

Wakalah bil Ujrah

plans

A, B, C, D, E, F, G, H

currency

Rupiah

ambulance

Per hospitalization event

room class

100 - 1.000 ('000 IDR) per day depending on plan

family scope

Core family: insured, spouse, children

product type

individual

claim deadline

30 calendar days from date insured leaves hospital

icu room class

300 - 1.300 ('000 IDR) per day, max 15 days/year depending on plan

surgery levels

Kompleks, Besar, Sedang, Kecil

waiting period

12 months for Penyakit Khusus (special diseases)

entry age child

15 days - 18 years (23 if still in education)

home nurse limit

Per day, max 180 days per year

entry age insured

15 days - 60 years

family policy rule

All family members must choose the same plan

inpatient max days

180 days per year (room & doctor visits); 15 days per year (ICU)

Riders

Manfaat Tambahan

Rawat Jalan (Outpatient)

Optional

Optional outpatient benefit covering general doctor consultation, specialist consultation, medication, diagnostic tests, and physiotherapy

Rawat Gigi (Dental)

Optional

Optional dental benefit covering prevention, basic dental care, complex dental care, and dentures. Must be taken together with Rawat Jalan

Kehamilan, Persalinan dan Nifas (Maternity)

Optional

Optional maternity benefit covering normal/abnormal delivery, surgical delivery, legal miscarriage, and pre/post-delivery care

Santunan Harian (Daily Allowance)

Optional

Optional daily cash allowance during hospitalization, max 180 days per year

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