ASURANSI SEMUA RISIKO PROPERTI/INDUSTRI

policy fee

Rp 25,000

stamp duty

Rp 20,000 (2 × Rp 10,000)

product type

Property All Risk

premium basis

Based on OJK SE No. 6/SEOJK.05/2017 Lampiran I and II tariffs, plus extension premiums set by underwriter

occupancy desc

PAR covers non-industrial/commercial buildings (offices, apartments, schools, residences); IAR covers industrial buildings (factories, warehouses)

occupancy type

residential, commercial, industrial

bi coverage desc

Covers loss of ability to produce income/profit interrupted due to covered loss under Part I, subject to sum insured limit

coverage sections

Bagian I – Kerusakan Material (Material Damage), Bagian II – Gangguan Usaha (Business Interruption)

sum insured basis

Agreed Value

risiko sendiri rsmd

10% of claim, minimum IDR 10,000,000

risiko sendiri tsfwd

10% of claim, minimum IDR 10,000,000

risiko sendiri flexas

NIL

claim document deadline

5 business days from initial report

claim reporting deadline

5 business days (verbal or written via phone/fax/email)

claim settlement deadline

30 calendar days after complete documents received and agreed

dispute resolution period

60 calendar days for internal mediation