Motoractive

Allianz Mobilku

Asuransi Allianz Utama Indonesia

Last seen

Jun 24, 2026

Currency

IDR

AI-extracted product content. Review before use.

Overview

Company site

Company

Asuransi Allianz Utama Indonesia

Currency

IDR

Insured object

Kendaraan bermotor (non truk, non bus, non motorcycle)

Coverage period

Satu tahun

Sum insured

Not specified

Research context

Pricing tier

standard

Premium range

TLO: 0.20% - 0.65% | Comprehensive: 1.05% - 4.20% dari Sum Insured

Target segment

Pemilik kendaraan penumpang (non truk, non bus, non motorcycle)

Distribution

DirectAgency

Full product profile

Sign in to see the full product profile

Rate tables, benefits, key facts, line-specific details, cash value, riders, and competitor context — extracted from official RIPLAY filings.

Product tables

Comprehensive - Non Bus Non Truck

Sum Insured Band (IDR)	R1-I	R1-II	R1-III	R2-I	R2-II	R2-III	R3-I	R3-II	R3-III
0 - 125,000,000	4.20%	4.01%	3.82%	3.59%	3.43%	3.26%	2.78%	2.66%	2.53%
125,000,001 - 200,000,000	2.94%	2.81%	2.67%	2.72%	2.60%	2.47%	2.96%	2.83%	2.69%
200,000,001 - 400,000,000	2.40%	2.29%	2.18%	2.29%	2.19%	2.08%	1.97%	1.88%	1.79%
400,000,001 - 800,000,000	1.32%	1.26%	1.20%	1.32%	1.26%	1.20%	1.25%	1.20%	1.14%
Above 800,000,000	1.16%	1.11%	1.05%	1.16%	1.11%	1.05%	1.16%	1.11%	1.05%

Comprehensive - Bus, Truck & Pick Up

Vehicle Type	R1	R2	R3
Truck and Pick Up	2.42%	2.39%	2.23%
Bus	1.04%	1.04%	0.88%

Comprehensive - Motorcycle

Vehicle Type	R1	R2	R3
Motorcycle (All Sum Insured)	3.18%	3.18%	3.18%

Total Loss Only - Non Bus Non Truck

Sum Insured Band (IDR)	R1	R2	R3
0 - 125,000,000	0.47%	0.65%	0.51%
125,000,001 - 200,000,000	0.63%	0.44%	0.44%
200,000,001 - 400,000,000	0.41%	0.38%	0.29%
400,000,001 - 800,000,000	0.25%	0.25%	0.23%
Above 800,000,000	0.20%	0.20%	0.20%

Total Loss Only - Bus, Truck & Pick Up

Vehicle Type	R1	R2	R3
Truck and Pick Up	0.88%	1.68%	0.81%
Bus	0.23%	0.23%	0.18%

Total Loss Only - Motorcycle

Vehicle Type	R1	R2	R3
Motorcycle (All Sum Insured)	1.76%	1.80%	0.67%

Additional Cover Tariff

Coverage	Comprehensive R1	Comprehensive R2	Comprehensive R3	TLO R1	TLO R2	TLO R3
Storm, Hail, Flood, Inundation, Landslide & Water Hammer	0.075%	0.100%	0.075%	0.050%	0.075%	0.050%
Earthquake, Volcanic Eruption, Tsunami	0.120%	0.100%	0.075%	0.085%	0.075%	0.050%
Strike, Riot, Civil Commotion	0.050%	0.050%	0.050%	0.035%	0.035%	0.035%
Terrorism, Sabotage	0.050%	0.050%	0.050%	0.035%	0.035%	0.035%
Personal Accident for Driver	0.500%	0.500%	0.500%	0.500%	0.500%	0.500%
Personal Accident for Passenger/seat (Max 8 seats)	0.100%	0.100%	0.100%	0.100%	0.100%	0.100%

TPL & PLL Premium (Progressive)

Coverage	Up to 25mm	>25mm-50mm	>50mm-100mm	>100mm
Third Party Liability (TPL)	1.000%	0.500%	0.250%	0.125%
Passenger Legal Liability (PLL)	0.500%	0.250%	0.125%	0.065%

Medical Expenses Premium

Coverage	Up to 25mm	>25mm-50mm	>50mm-100mm	>100mm
Medical Expenses	0.035%	0.030%	0.025%	0.020%

Other Additional Cover Rates

Coverage	Rate	Remarks
ERA	-	Included
Towing Fee	0.0005% x TSI	Max Limit IDR 10,000,000
Authorized Workshop (Luxury & Sports Car)	0.0005% x TSI	Max Limit IDR 2,000,000
Authorized Workshop (Honda & Nissan)	1% x Limit	-
Authorized Workshop (Others)	25%	-
Ambulance Service	10%	-
Taxi Allowance	5%	-
Theft by Driver	0.02% x Limit	Loading from basic rate
Valet Parking Protection	IDR 70,000	Total Loss Only
PA 24 Hours	IDR 100,000	Limit IDR 100,000,000

Deductible (Own Risk)

Coverage	Deductible	Remarks
Material Damage	IDR 300,000 per event	-
SRCC	10% of claim	Minimum IDR 500,000
Terrorism, Sabotage	10% of claim	Minimum IDR 500,000
Storm, Hail, Flood, Inundation, Landslide & Water Hammer	10% of claim	Minimum IDR 500,000
Earthquake, Volcanic Eruption, Tsunami	10% of claim	Minimum IDR 500,000
TPL/PLL/PA/Medex	Nil	-
Theft by Driver	25% of claim	-

Benefits

No benefit-specific details are available yet.

Key facts

plans

Mobilku Eco, Mobilku Grand, Mobilku Non Package

add ons

Flood & Water Hammer, Earthquake, Volcanic Eruption, Tsunami, Strike, Riot, Civil Commotion, Terrorism & Sabotage, Third Party Liability (TPL), Passenger Legal Liability (PLL), Personal Accident Driver, Personal Accident Passenger, Medical Expense, Ambulance Service, Taxi Allowance, Emergency Roadside Assistance, Authorized Workshop, Cash Settlement, Mobile Inspector, Theft by Driver, Valet Parking Protection, PA 24 Hours

region 1

Sumatera dan pulau-pulau sekitarnya

region 2

DKI Jakarta, Jawa Barat, dan Banten

region 3

Selain region 1 dan 2

pa 24h limit

Rp 100,000,000 (berlaku 7 hari, 24 jam, di seluruh dunia)

product type

All Risk

coverage type

comprehensive

tpl limit eco

Rp 55,000,000 per kejadian

vehicle types

Non Truk, Non Bus, Non Motorcycle

workshop type

authorized

taxi allowance

Rp 100,000 per hari, maks 5 hari

pa driver limit

Rp 10,000,000 per orang

standard policy

Polis Standar Asuransi Kendaraan Bermotor Indonesia (PSAKBI)

tpl limit grand

Rp 75,000,000 per kejadian

pa passenger limit

Rp 10,000,000 per orang

Riders

Perluasan Jaminan

Theft by Driver

Optional

Kehilangan kendaraan akibat penggelapan atau pencurian yang dilakukan oleh pengemudi yang merupakan karyawan tertanggung

Additional premium: 0.02% x Limit (loading from basic rate)

Valet Parking Protection

Optional

Kehilangan kendaraan akibat pencurian yang dilakukan oleh petugas parkir valet

Additional premium: IDR 70,000 (Total Loss Only)

Manfaat Tambahan

PA 24 Hours

Optional

Santunan kecelakaan diri meliputi cidera badan atau kematian terhadap tertanggung setinggi-tingginya Rp 100,000,000, berlaku selama 7 hari, 24 jam dan di seluruh dunia

Additional premium: IDR 100,000

Competitor context

Asuransi Kendaraan Bermotor

Asuransi Central AsiaSeen 1 day ago